The idea of PaymentSewa was conceived in 2020, when COVID hit the world. Payments needed to be cashless, and demand for a cashless payment system soared dramatically. So, the use of Card machines and their derivatives increased in the businesses, and integrated payment systems for online businesses became vital to supply goods and services. Since then, PaymentSewa started its business aiming to provide “Sewa” i.e “Service” to SMEs through their payment instruments.